iAtoday

In a constantly evolving financial environment, iA Global Asset Management is adjusting the investment policies of the five Asset Allocation Funds that are part of our standard range of investment options. These adjustments are intended to better diversify the funds and draw on a wider range of long-term sources of return, while remaining consistent with investors’ risk profiles.

The changes will take effect in July 2026. Please note that those related to the portions invested in alternative/specialty funds will be deployed gradually, given the nature of these investments.

Less fixed income, more diversification

The portion allocated to fixed income will be reduced to further diversify sources of return and make room for other asset classes. Fixed income will now place greater emphasis on diversified credit strategies, such as high-yield bonds and emerging-market debt.

This will give the funds greater flexibility and make them less reliant on a single source of return, which will better position fixed income to support the funds’ overall performance.

More equity to support growth potential

Exposure to stock markets will increase across all funds to provide better access to long-term growth opportunities. Depending on the risk profile, the equity allocation will increase by 1% to 15%, while maintaining an appropriate balance between risk and return.

• Canadian equity: The weighting will be slightly increased to capitalize on local growth potential while reducing exposure to value and dividend style biases. These adjustments help keep the funds’ composition up to date and provide greater flexibility and return potential in a changing market.
• Foreign equity: This weighting will also be increased, primarily in favour of international and U.S. strategies, in order to provide more targeted exposure than traditional global approaches. Reducing value style bias and increasing the use of passive management in the U.S. market will help capitalize on growth opportunities while improving diversification and cost control.

Additional diversification through alternative assets

Overall exposure to alternative assets will remain at 12%. Incorporating an alternative liquid strategy will provide diversification that complements traditional assets and will help strengthen the funds.

New asset allocations

*Alternative fixed income is included in fixed income.

No action required for clients

The adjustments will be made automatically within the funds, in a gradual and structured manner. Plan sponsors and members who already invest in these funds do not have to take any action. We will notify plan sponsors that offer Asset Allocation Funds in early June.

Asset Allocation Funds remain a turnkey solution that allows investors to entrust the management and optimization of their investment options to a team of experts.

For more details, please refer to the Investment Update and the leaflet.