iAtoday
Effective January 1, 2026, the annual maximum insurable earnings (MIE) for Employment Insurance (EI) will increase from $65,700 to $68,900. Therefore, short-term and long-term disability insurance benefits, that are subject to the EI maximum benefit or that include provisions associated with the MIE, will be adjusted accordingly. Any necessary adjustments to short-term and long-term disability insurance premiums will appear on the January 2026 billing statement.
The following table highlights the MIE changes:
|
Maximum insurable earnings |
2025 |
2026 |
|
Annual |
$65,700 |
$68,900 |
|
Monthly |
$5,475 |
$5,742 |
|
Weekly |
$1,263 |
$1,325 |
|
Maximum weekly Employment Insurance benefit (55% of MIE) |
$695 |
$729 |
If you have any questions about Employment Insurance, visit the Government of Canada website.
Communiqué to administrators
We will be sending a communiqué to group insurance plan administrators on December 15.
See the French version of this communiqué.
Also in this issue
- Message from our Executive Vice-President
- 2025 Healthcare Survey | Our expert’s findings
- New partnership with HALEO to support quality sleep
- Group TFSAs | Online withdrawals now possible
- Financial wellbeing | Insights from our expert
- Guideline No. 3 | Solutions to meet the new requirements
- Group RRSP, TFSA and FHSA | Save to win $5,000 contest
- Financial Literacy Month | Over 1,500 attendees at our webinars
- Asset Management | Changes among investment fund managers
- Women’s health | Our expertise featured in Benefits Canada
- Act mainly to reduce the administrative burden of physicians (Bill 68) | Impact on group insurance plans
- Drug insurance in Quebec | Pooling terms and conditions for 2026